How Do I Avoid Identity Theft?

Don’t ever give out your personal information unless you call a company or person you trust and need to provide it. For example, you might call a lender or your insurance agent to get some information about your account. In that situation you would need to provide some personal information so the representative you’re speaking with can access your account.

Reduce credit card offers by calling the three major credit reporting agencies toll-free numbers and requesting to opt-out of pre-approved credit offers. Ever wonder how you get on those lists? The credit reporting agencies share your contact information with insurance and credit card companies. You can also call:

OPT OUT
1 888-567-8688 (1-888-5OPTOUT); request to be removed from mailing lists for credit card and insurance offers. 

Stop telemarketers from calling you by adding your phone number to the federal government’s Do Not Call Registry. You can do that by phone or online. Your phone number stays in the registry for five years. After that time, you can renew your registration. Once you add your phone number to the registry, telemarketers cannot call you (unless you have done business with them in the past). 

Do Not Call Registry
Call 1-888-382-1222
Visit www.DoNotCall.gov 

If after you register your phone number, telemarketers continue to call you, you can file a complaint by calling the toll-free number listed above.

Reduce junk mail by contacting the Direct Marketing Association. Request to be removed from telemarketing and mailing lists.

Direct Marketing Association (DMA)
Call 1-202-955-5030
Visit www.the-dma.org
Write 
Consumer Affairs
1111 19th St., NW, Ste. 1100
Washington, DC 20036
This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Practice safe computing. Install firewalls, anti-spyware, and anti-virus software on your computer. If you purchase items over the internet, be sure you know whether you are on a “secure” site. To find out how to go about all this, visit www.onguardonline.gov.

 

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