Track Your Spending Leaks

Spending money on small stuff—things nice to have but easy to do without—adds up over time. For example, what might you be spending on bottled water, coffee, ATM fees, and extra cell phone services? Take a closer look at where all of your money goes. For about seven days, track how you spend money on “minor” expenses and purchases that don’t seem to add up to much. Don’t worry if you occasionally skip a day. The point is to become keenly aware of how you spend all of your money. After this period, ask yourself what expenditures you can cut back on.

 

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